Operating an account at a bank involves various grammatical concepts that are essential for effective communication in financial contexts. Whether discussing transactions, balances, or account management, understanding the grammar associated with operating an account is crucial.
Let’s explore some key grammatical aspects related to this topic:
Exercise – Choose the words to complete the sentences.
1. After they have been paid in, cheques usually take three working days to __________.
a. pass
b. credit
c. clear
2. When I write out a cheque, I keep a record by filling in the __________.
a. receipt
b. invoice
c. counterfoil
3. If you don’t have a cheque book, you can pay by getting a _________ from a branch of your bank.
a. banker’s draft
b. bank paper
c. bank ticket
4. Unlike a personal cheque, a banker’s draft can’t __________.
a. be rejected
b. bounce
c. crash
5. A banker’s draft is also known as a bank draft or a __________.
a. banker’s cheque
b. banker’s note
c. banker’s ticket
6. If you need to borrow money, you can apply to your bank for an __________.
a. overdraft possibility
b. overdraft facility
c. overdraft opportunity
7. If you need to borrow more money from your bank, you can ask them to increase your _________.
a. overdraft limit
b. overdraft level
c. overdraft supply
8. If you want to borrow money from a third party*, you may have to supply a __________.
a. banker’s support
b. banker’s promise
c. banker’s reference
9. A banker’s reference proves to a third party that you are __________.
a. moneyed
b. creditworthy
c. rich enough
10. Regular automatic payments of the same amount (e.g. to a charity) are called __________.
a. standing orders
b. direct debits
c. direct orders
11. Regular automatic payments of varying amounts (e.g. electricity bills) are called __________.
a. standing orders
b. direct debits
c. direct orders
12. With my savings account, I have to ________ 30 days notice if I want to ________ a withdrawal.
a. say / do
b. give / make
c. ask for / take
13. Many employees receive their salaries directly into their accounts by __________.
a. BACS payment
b. BATS payment
c. BAPS payment
14. BACS stands for Bankers Automated __________.
a. cheque system
b. cost system
c. clearing system
Correct Answers –
- c
- c
- a
- b
- a
- b
- a
- c
- b
- a
- b,
- b
- a
- c
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