How to Check Your EPF Account Balance – Online and Offline Methods

The Employees’ Provident Fund (EPF) is a crucial retirement savings scheme in India, designed to encourage systematic savings by deducting contributions from both employees and employers. Monitoring your EPF account balance is essential for keeping track of your retirement savings progress.

Here’s a detailed guide on how to check your EPF balance using online and offline methods:

1. EPFO Member Passbook Portal

a) Visit the official EPFO Member Passbook portal.

b) Log in using your Universal Account Number (UAN) and password.

c) Choose the specific PF account you wish to review.

d) Click on “View PF Passbook” to see your transaction history and current balance.

e) You can also opt for the “View Passbook (New: Yearly)” option to check yearly contribution summaries.

2. UMANG App

a) Install the UMANG App from your app store.

b) Open the app and locate the EPFO section.

c) Log in with your UAN and password.

d) Once logged in, you can access your EPF balance along with other account details.

3. SMS Service

a) Ensure your UAN is linked to your mobile number.

b) Send an SMS in the following format: EPFOHO UAN ENG (replace UAN with your UAN number and ENG with your preferred language).

c) Send the SMS to 7738299899.

d) You will receive an SMS containing your current EPF balance shortly.

4. Missed Call Service

a) Ensure your UAN is linked to your mobile number.

b) Give a missed call to 9966044425 from your registered mobile number.

c) The call will disconnect automatically, and you will receive an SMS with your EPF details shortly.

Key Points to Remember:

UAN (Universal Account Number): Your UAN is a unique identifier assigned to each EPF member, and it is crucial for accessing your EPF account details.
Mobile Number Linking: Ensure that your UAN is linked to your active mobile number to use SMS and missed call services effectively.
Regular Monitoring: Check your EPF balance periodically to monitor your retirement savings and ensure accuracy in contributions.

By utilizing these online and offline methods, you can conveniently stay updated on your EPF account balance and plan your retirement savings effectively. The EPF scheme is designed to provide financial security during retirement, and being proactive about monitoring your EPF balance is a step towards securing your future financial well-being.

You may also like: