The TOEIC (Test of English for International Communication) is an English language proficiency test designed to assess the English language skills of non-native speakers in a business or professional context. The test is widely used by organizations around the world to evaluate the English language skills of job candidates, employees, and students.
The TOEIC test consists of two parts: the TOEIC Listening and Reading Test and the TOEIC Speaking and Writing Test. The TOEIC Listening and Reading Test is a paper-and-pencil test that consists of multiple-choice questions, while the TOEIC Speaking and Writing Test is a computer-based test that consists of spoken and written responses to prompts.
The test is designed to measure a wide range of English language skills, including listening comprehension, reading comprehension, speaking ability, and writing ability. Overall, the TOEIC is a widely recognized and respected English language proficiency test that is used by organizations around the world to evaluate the English language skills of non-native speakers.
Q&A Topic: Insurance Policy Vocabulary
Navigating the world of insurance can be complex, especially when faced with a barrage of industry-specific terms and jargon. To make informed decisions about your coverage, it’s essential to familiarize yourself with the vocabulary commonly found in insurance policies.
Here are some questions that can help you to clear the TOEIC exam:
Q1 I took out a life insurance _________ with State Ranch Insurance Company last week.
(a) contract
(b) policy
(c) agreement
(d) deal
Answer: (b) policy
Q2 My insurance _________ are only $70 per month.
(a) receipts
(b) fees
(c) premiums
(d) payings
Answer: (c) premiums
Q3 In the event of my death, the _________ will be my widow.
(a) recipient
(b) widow
(c) donor
(d) beneficiary
Answer: (d) beneficiary
Q4 My insurance does not _________ me if I commit suicide.
(a) collect
(b) cover
(c) console
(d) contribute
Answer: (b) cover
Q5 The amount of money that my wife will get has already been calculated by State Ranch’s _________.
(a) manager
(b) archivist
(c) actuary
(d) agent
Answer: (c) actuary
Q6 If I decide that I no longer need my insurance, I can cash it in for the amount of its _________ value.
(a) rebate
(b) surrender
(c) discount
(d) return
Answer: (d) return
Q7 Before I got the insurance, I had to receive a complete physical _________.
(a) investigation
(b) injection
(c) therapy
(d) examination
Answer: (d) examination
Q8 I am feeling great, because the doctor told me that I have a life _________ of 82 years!
(a) length
(b) Line
(c) Expectancy
(d) Experience
Answer: (c) expectancy
Q9 Even if I am late in paying, the insurance remains in effect for a _________ period of 30 days.
(a) grace
(b) satisfaction
(c) long
(d) latent
Answer: (a) grace
Q10 The insurance is pretty expensive though: I am a policeman, so there are a lot of occupational _________.
(a) troubles
(b) involvements
(c) hazards
(d) duties
Answer: (c) hazards
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